Double Indemnity

film by Wilder [1944]
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Double Indemnity, American film noir, released in 1944, that is considered the quintessential movie of its genre. It follows the traditional noir plot of a man undone by a femme fatale.

(Read Martin Scorsese’s Britannica essay on film preservation.)

The film was adapted by director Billy Wilder and writer Raymond Chandler from a short novel by James M. Cain that was first serialized in 1936 and later, in 1943, published as a book. Walter Neff (Fred MacMurray) is an insurance representative whose obsession with Phyllis Dietrichson (Barbara Stanwyck) allows her to manipulate him into helping murder her husband so she can collect on his lucrative insurance policy. (“Double indemnity” refers to the insurance policy clause that calls for the beneficiary to be paid twice the face value of the policy in case of the policyholder’s accidental death.) The scheme seems to be going perfectly until Neff’s boss, insurance investigator Barton Keyes (Edward G. Robinson), suspects foul play and launches an investigation into the case.

Publicity still with Humphrey Bogart and Ingrid Bergman from the motion picture film "Casablanca" (1942); directed by Michael Curtiz. (cinema, movies)
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Though this classic suspense drama weaves elements of lust, murder, and intrigue, it is not a “whodunit”—the viewer knows precisely who committed the crime and why. In the role of the unscrupulous insurance agent, leading man MacMurray played against type for the first time in his career, and film scholars cite the chemistry between him and the other leads as the central reason for Double Indemnity’s popularity and acclaim. Along with The Postman Always Rings Twice, this film pushed censorship rules in the area of sex. Both movies have clear similarities: namely, self-centered women with torrid sex drives lure impressionable men into committing murder on their behalf. In both cases there is the inevitable “crime doesn’t pay” finale that was a necessary element of any film in this genre.

Production notes and credits

Cast

Academy Award nominations

  • Picture
  • Director
  • Lead actress (Barbara Stanwyck)
  • Screenplay
  • Cinematography
  • Music
  • Sound
Lee Pfeiffer The Editors of Encyclopaedia Britannica