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Retirement

Pensions & Annuities

Retirement plan paperwork
Retirement
Retirement 101: Defined benefit vs. defined contribution plans
The burden has shifted from employer to employee.
The pros and cons of annuities, photo illustration image: stack of dollars with an engine under the hood.
Retirement
Weighing pros and cons of annuities
A question of risk: Benefits and drawbacks.

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Annuities: What they are and how they work
Pay you now, pay me later.
Annuity death benefit: How to decide if it’s right for your loved ones
Leave the legacy you intend.
Annuity income and taxes: Consider qualifications, deferrals, distributions, and more
Guaranteed income (but taxes are pretty much a certainty as well.)
Annuity riders: A way to customize your retirement income
But don’t get taken for a ride.
Could a multiyear guaranteed annuity be part of your retirement planning?
A steady and predictable income stream.
Deferred and immediate annuities: Understanding the difference
You might delay, but time will not.
Fixed vs. variable annuity: Choosing the right option for your retirement goals
Stability or potential for growth?
How defined benefit pension plans manage risk and returns
Predicting the future has its challenges.
Regulation, solvency, and other issues facing public pensions
Mind the gap.
Retirement 101: Defined benefit vs. defined contribution plans
The burden has shifted from employer to employee.
Should you get an annuity in your 401(k) plan?
Turn your retirement savings into lifetime income.
Understanding annuities: Should you buy one?
Weigh the costs and complexities.
Weighing pros and cons of annuities
A question of risk: Benefits and drawbacks.
What is a cash balance pension plan?
Guaranteed money for retirement.
What is a pension? How defined benefit plans work and who gets them
ERISA and the PBGC.