History & SocietyScience & TechBiographiesAnimals & NatureGeography & TravelArts & CultureProConGames & QuizzesVideosOn This DayOne Good FactDictionaryImage GalleriesInfographicsPodcastsSummariesTop QuestionsBritannica Kids
Britannica Money
Household Finance

Money & Family

Imaginary Credit Report machine, with car, credit card and for rent sign.
Household Finance
What is a credit report and how does it influence your credit score?
Good credit has its perks.
Man in rubber boots during flood
Household Finance
Using emergency savings vs. getting an emergency loan
An ounce of prevention is worth a pound of cure.

Recently Posted

See All

5 tips for tackling tough topics with aging parents
Health, money, and other priorities.
A guide to managing divorce and your finances
Financial decoupling.
An intro to sports betting: How to avoid decisions you might regret
It’s entertainment, not investing.
Boomerang kids: Managing an adult child’s return home
From empty nest to full house.
Breaking the taboo: Why you need to talk money with your partner
“The talk” may be awkward, but it’s worth having.
Buying vs. leasing a car: Which route is best?
How long do you want to keep it?
Charitable giving: Learn about the ways and whys of donation
Make the world a better place and (maybe) get a tax break.
Credit card reward strategies: Getting more from each purchase
Credit tips, tricks, and potential pitfalls.
Do medical bills affect your credit? 5 things to know
Adding insult to injury.
Document storage: How to safely reduce paper clutter in your house
Keep what matters; shred what doesn’t.
Dynamic pricing: Fair market, surge, or gouge?
The invisible hand in plain sight.
Flight delays: How to navigate cancellations, overbookings, and more
Know your fly rights and when compensation is due.
FTC junk fees rule: Shining the light on hidden costs
Caveat emptor, with help from regulators.
Generative AI for money management: 5 use cases
Budgeting with artificial intelligence.
How AI can help your small business
Let the robots do some of the work.
How the Family and Medical Leave Act (FMLA) protects your job
Take time off without risking your livelihood.
How the One Big Beautiful Bill Act could affect your finances
From paychecks to safety nets, big changes are coming.
How to donate your vehicle so everybody wins
Give your old car a new mission.
How to raise your credit score
Consider these four money moves.
How to spot a spoofing attack—whether via email, text, or social media
Spoofing scams aim to swipe your info.
How to use AI for budgeting, saving, and managing your money
Smart tools for spending—and stressing—less.
How to use an inflation calculator (and what it really measures)
Tracking the CPI market basket.
How to use SMART goals in your personal finance
Because “save more” isn’t really a plan.
Keys to vehicle buying: How to finance a car
Nail down the numbers.
Loud budgeting: How to crank up the personal finance volume
Talk about money, right out loud.
Money basics for kids: 5 skills to teach them now
Steady saving, smart spending, generous giving.
New job, new life: Starting out? Start here
A Britannica Money Learning Journey
Protect yourself: Identity theft is growing more sophisticated
But you can defend yourself.
Rent or buy? When to choose one over the other
Pride of ownership can come at a steep cost.
Retirement and key savings goal plans: Why an early start can help you get ahead
Why an early start can help you achieve more.
Saver, spender, sharer, investor, or gambler: What’s your money personality type?
Know thyself and make better money choices.
Shrinkflation: Inflation hiding in plain sight
There’s less there than meets the eye.
So you want to buy a car? What to know before visiting the dealer
Be sensible, not emotional.
Sports betting terminology: Responsible wagering starts with education
Learn the lingo before you bet.
Take a good look at that annual budget
Same time next year. And the year after that.
The life-cycle theory of savings and personal finance
Your lifetime spending habits affect more than you might think.
The paradox of thrift: Understanding economic behavior in recessions
Individually great; collectively painful.
The sandwich generation: Squeezed between growing children and aging parents
Will life take a bite out of your retirement goals?
Time is money: An introduction to financial calculators
The math remains the same.
Understanding frugal fatigue and how to fight it
Your financial journey is a marathon, not a sprint.
Understanding the 3 types of income: Earned, investment, and passive
A trio of ways to make money.
Universal basic income: Pros and cons of free money for all
A bold idea, but the money has to come from somewhere.
Using emergency savings vs. getting an emergency loan
An ounce of prevention is worth a pound of cure.
Using the 50-30-20 rule to power your household budget
It’s a great starting point.
What is a credit report and how does it influence your credit score?
Good credit has its perks.
What is a prenuptial agreement, and should you sign one?
A prenup can offer protection.
What is a Trump account? Tax-advantaged investment accounts for children
Giving kids an early stake in the stock market.
What is due diligence? A professional and personal standard
Be sure to do your homework.
What to expect when leasing a car: Jargon and math
Wading through the terms and terminology.
Your guide to setting a monthly budget
The budget you’ll actually stick to.
Your household balance sheet: Keeping track of what you own and what you owe
Think of it as a net worth calculator.